Merrill lynch retirement number. Their plan covers 10,564 employees.



Merrill lynch retirement number. Update account features, apply for trading services, and set preferences, such as online delivery. Merrill Lynch makes available investment products sponsored, managed, distributed or provided by companies that are af liates of Bank of America Corporation or in which Bank of America Corporation has a substantial economic interest If you're new to Merrill, get in touch with our advisors to discuss your financial goals and build a personalized plan to grow your wealth. , Puerto Rico and Canada) or 609-818-8894 (Outside of the U. 637. This account was opened for you upon the purchase of Waste Management stock through the Employee Stock Purchase Plan (ESPP). 4 days ago · BLET/NS 401 (k) Plan - 401 (k) Plan for eligible locomotive engineers. More ways to save for retirement For more information about tax-advantaged ways to save for retirement, including defined contribution plans and IRAs, download the Saving for Retirement fact sheet. You can leave it with Merrill Lynch, roll over your 401 (k), move your 401 (k) to a new employer, or consider a rollover withdrawal. You may also call the Merrill Lynch Retirement & Benefits Contact Center at (855) 889-65WY and a participant service representative can assist you with navigating the information available to you through Benefits OnLine, as well as answer questions about the stock awards plan. "). Need help with your health and well-being benefits? Get expert assistance by calling one of these benefit information line numbers. Learn about the benefits of each retirement account and find the one that may be right for you. MER. This section of your statement does not reflect the holding of securities, cash or cash equivalents by Merrill Lynch, Pierce, Fenner & Smith Incorporated or any affiliate of Bank of America Corporation. Walmart employees can get plan information and investment options online at www. Sep 10, 2025 · Learn how to smoothly roll over your Merrill 401k to a new plan, ensuring a secure retirement future with expert guidance. Key retirement deadlines you won’t want to miss Age is just a number — but a very important one when it comes to your retirement journey. Jun 24, 2025 · Find my Blackrock Inc 401 (k) plan Blackrock Inc offers BLACKROCK RETIREMENT SAVINGS PLAN through Merrill Lynch. Questions should be directed to: Merrill Lynch, BLET Representative Group, Key Tower, 50 Fountain Plaza Suite 1100, Buffalo, New York 14202-2284, phone 800-845-3894. , home computer or office computer), select Remember my User ID on this computer to simplify Merrill Lynch OnLine is a terrific way to enhance the relationship you have with your Merrill Lynch Financial Advisor. Page topic: "The Walmart 401 (k) Plan - Merrill Lynch". Their plan covers 41,560 employees. Their plan covers 97 employees. Mail-Stop NJ2-140-03-50, Pennington, NJ 08534 For clients with a Merrill Lynch Wealth Management Advisor please contact your branch office directly for the appropriate fax number and address for prompt processing. Alternatively, you can check the quarterly 401 (k) statements. With our mobile app, you can manage your accounts, scan and send documents, securely transfer money and view balances while you're on the go The data presented on this section of your statement is for recordkeeping purposes only. MERRILL (1. Use our personal retirement calculator to find out how much you may need to retire and if you're on track for the retirement that you want. This information must be accurate to avoid delays in getting your funds. 7455) Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation (BofA Corp. For more information about these services and their differences, speak with your Merrill Lynch Wealth Management Advisor. Updated on Sept 18, 2025 What is the Merrill Lynch required minimum distribution service? This convenient service allows you to authorize Merrill Lynch to automatically calculate and distribute your annual required minimum distribution (RMD) from your individual retirement account (IRA) to a Bank of America or Merrill Lynch account or an account at another financial institution. We would like to show you a description here but the site won’t allow us. com Ramtrucks. Upgrade your User ID and password Select and answer your security questions Confirm your information Transfer your account to Merrill as you have instructed on this form, even though the Merrill account may have a different account title or different taxpayer identification number than the delivering account. Wal-Mart 401K Plan Investment Model Portfolios This Plan is unrated. g. This plan is administered through Merrill Lynch, a trusted financial services provider. Annuities are a great investment choice for funding your retirement, see why at Merrill Lynch. This helps us verify your identity and provide you with a high level of security. This document is being provided solely by your employer. Learn about potential solutions from Merrill. You can leave it with Merrill Lynch, learn how to roll over your 401 (k), transfer your 401 (k) to a new job, or consider withdrawing it. Helpful Links and Content Make employee pretax salary deferrals and employer contributions Enroll your plan in the free Merrill Lynch E-Contribs for Small Business Retirement Accounts service in order to make easy contributions to individual SIMPLE IRA accounts. Subsequent payments will be sent to you on the first of each month. Certifying Participant’s Eligibility and confirming receipt of the Merrill Lynch, Pierce, Fenner & Smith Incorporated ERISA 408(b)(2) Fee Disclosure for BASICTM Retirement (Money Purchase Pension & Profit Sharing) Plans held with Merrill Edge Self-Directed Investing and the Fiduciary Acknowledgment contained therein. How do I find my Merrill Lynch 401 (k) account number? Glossary of Terms Frequently Asked Questions (FAQs) If you have any questions, please contact Participant Services at 888-800-5359. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp. Investment products offered through Merrill Lynch, Pierce, Fenner & Smith Incorporated, and insurance and annuity products offered through Merrill Lynch Life Agency Inc. A Merrill Lynch Wealth Management Advisor can walk you through these considerations to help you decide which type may be right for you. ”) Banking products are provided by Bank of America, N. Their plan covers 10,564 employees. Merrill Lynch makes available products and services ofered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation (BofA Corp. This is the Merrill Lynch login page. Updated on Aug 17, 2025 Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp. Password was just fine so I assume they finally got the "hit" from WM and want me to do something with the account, there is around 30k in there. Mail the signed certified bank check or money order and completed form to: Merrill Lynch Retirement & Benefit Plan Services 1400 American Blvd. 1 Enter your verification number Please enter your U. Compare the different types of retirement accounts, including IRAs, 401(k) plans, and more. Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer, member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp”). This notice serves as a "summary of material modifications" to the summary plan description for the 401(k) Plan. This 401(k) plan is designed to provide financial security and retirement benefits to Kroger’s workforce, covering an impressive 226,865 employees. Tap “Accounts” at the top of your screen. Created by: Harold Mann. The image will be used to confirm that you are on a valid Merrill Lynch website. com Dodge. Keep in mind that withdrawing before retirement age may incur taxes and penalties. Liquidate proprietary money market funds, if any exist, and transfer in cash to Merrill unless you instruct otherwise. com Fiat. Enrolled employees can find their Securitas 401 (k) account number by logging into their Merrill Lynch benefits portal or by calling customer service for assistance. You'll need to provide some information including: Name, and the date of birth and date of death of the original account owner A valid email and mailing address Employment information (including company name, address, and start date) General financial information (such as annual income and household net worth) Names Jun 24, 2025 · If you have a 401 (k) plan through Cracker Barrel at Merrill Lynch you have a few options. As a Merrill client, there are a few ways to get in touch with us. com Automobility Website Mopar. The Bank of America transit routing number is 084-301-767. 4 days ago · Find my KPMG 401 (k) plan KPMG offers KPMG PARTNER RETIREMENT SAVINGS PLAN through Merrill Lynch. Business Name: MERRILL LYNCH. If you have a Merrill Lynch brokerage account through the equity plan and need to update your address, contact the brokerage account helpdesk at 877-767-2404. Call Merrill Lynch toll-free, at 1. Roll it over into an IRA: Transfer your funds into an Individual Retirement Account for continued growth. Opening a Merrill Edge self-directed Traditional Inherited IRA is easy to do. Whether you’re ready to invest for retirement, focused on retirement savings plans, or interested in financial planning, our retirement planning guide can help. View the financial steps to take after the loss of a loved one, including documents to prepare, next steps, and other helpful information. 4 days ago · If you have a 401 (k) plan through Kroger at Merrill Lynch you have a few options. Their plan covers 45,016 employees. Jun 24, 2025 · Find my Aecom 401 (k) plan Aecom offers AECOM RETIREMENT & SAVINGS PLAN through Merrill Lynch. For clients with a Merrill Lynch Wealth Management Advisor please contact your branch office directly for the appropriate fax number and address for prompt processing. : For help with security questions or any other login support help, please contact us at the appropriate number: Merrill Lynch Wealth Management Clients: 1. The Walmart 401(k) Plan covers a vast workforce of 1,664,901 employees, offering them a valuable savings and retirement benefit. You can leave it with Merrill Lynch, roll it over into an individual retirement account (IRA), roll it over into a new 401 (k), or withdraw the funds. It’s never too early, or late, to plan for retirement, health care expenses, and future education needs. 401(k) Retirement Savings Account Plan (the “Plan”) for the Plan Year beginning January 1, 2024 and ending December 31, 2024 (the “2024 Plan Year”). Learn more about Merrill's background on FINRA's BrokerCheck Online Access Guides for 401 (k) accounts and Equity Awards. Use these tools and calculators to help you plan and achieve your personal retirement goals. , Eastern. TO CONTACT MERRILL LYNCH (800) 000-0000, 8 AM – 7 PM ET Outside USA: (609) 000-0000 TTD (hearing impaired): (866) 000-0000 www. Mail-Stop NJ2-140-03-50 Pennington, NJ 08534 If you have any questions about completing this form, please contact the Merrill Lynch Participant Service Center at 1-888-968-4015. Benefits OnLine® Retirement and benefit services provided by Merrill Learn more about Merrill's background on FINRA's BrokerCheck Online Access Guides for 401 (k) accounts and Equity Awards. 888. Understanding its features and benefits As a Merrill Lynch client, you receive a user-friendly monthly statement that gives you a snapshot of where you stand financially—across both sides of your balance sheet and within each Merrill Lynch account and product type. to 7 p. Dec 17, 2024 · For retirement, this renowned wealth management firm offers the Merrill Lynch 401 (k) plan, which can help investors save for their retirement or boost their retirement savings. Safe Harbor Notice This notice provides information regarding your participation in The Kroger Co. MERRILL (637. ”). EDGE) For help with security questions or any other login support help, please contact us at the appropriate number: Merrill Lynch Wealth Management Clients: 1. Clients should consult their legal and/or tax advisors before making any financial decisions. , INC. Press the button on your SafePass card and enter the code here. For A C H purposes, code this as a checking account. A Jun 24, 2025 · If you have a 401 (k) plan through Valero Energy Corporation at Merrill Lynch and no longer work there, you have a few options. 3343 (888. The Securitas 401 (k) account number is a unique identifier assigned to each plan participant. Kroger Kroger, one of America’s leading grocers, offers its employees access to THE KROGER CO. Investment products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp. Contact Us For questions, please call 1. Contact Merrill Lynch BLET 401 (k) Retirement Service Center at 800-229-9040, 8:00 AM – 7:00 PM ET or www. 800. Merrill Edge offers investment accounts for nearly any goal - from college planning to retirement investments or general online investing. By Phone 888. Notice to Employer or Agency: Please retain this form to document the Employee’s authorization for Payroll Deduction. Saving for retirement is at the top of most people's minds, and it is never too late, or early to start. MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of Bank of America Corporation. May 21, 2020 · How do I contact Merrill Lynch 401k? If you do not receive your User ID, or have any questions, please call the Merrill Lynch Retirement and Benefits Contact Center at 1-866-820-1492 (U. Walmart 401(k) Plan Information Walmart, one of the world’s leading retailers, provides a comprehensive 401(k) plan for its employees. If you are using a trusted computer (e. For the 2024 Plan Year, the Plan will comply with the “safe harbor” contribution requirements of Internal Revenue Code Sections 401(k 4 days ago · If you have a 401 (k) plan through Sedgwick at Merrill Lynch and no longer work there, you have a few options. 7455) Merrill Advisory Center Clients: 1. Invest in your retirement and build wealth through tax advantaged retirement accounts found at Merrill. See when to take steps to help maximize benefits and income, minimize taxes and avoid potential tax penalties. m. You can leave it with Merrill Lynch, move your 401 (k) into an IRA, roll it over to your new employer, or withdraw your savings. About Walmart Walmart is renowned Federal Tax Identification Number: 132740599. Get the right information, right now Just starting out, ready to retire, or somewhere in between? Sep 12, 2025 · You must fill it out with your personal information, including your name, date of birth, phone number and Merrill Lynch retirement account number. Personal Retirement Strategy is an online investment advisory program sponsored by Merrill Lynch, Pierce, Fenner & Smith Inc. The type of retirement account you have and when you make your withdrawal makes a big difference in how much you'll have to pay to access your funds. com Jeep. Will I be able to I access my Benefits OnLine account through the Merrill Lynch App? At this time, there is not an app for your Benefits OnLine account. Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp. Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax, or accounting advice. 401k Sponsoring company profile MERRILL LYNCH & CO. You agree that you are providing to us your consent for us to contact How To Find Account Number On Merrill Lynch (How Do I Get Merrill Lynch Account Number). Language: english. Learn about the many ways to invest with Merrill and how to get started. Once the User ID has been cleared, you can then enter your User ID in the box to continue logging in. Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation. Whether you are shifting from building wealth to generating retirement income, or just planning for retirement, it is important to understand your retirement costs and how to fund them. If you do not receive your User ID, or have any questions, please call the Merrill Lynch Retirement and Benefits Contact Center at 1-866-820-1492 (U. com Chrysler Media Website Discounts Discounts Employee Advantage (EA) Retiree Lease Car Program EA Discount Eligibility IRS Form 1099-R, “Distributions from Pensions, Annuities, Retirement or Profit Sharing Plans, IRAs, Insurance Contracts, etc. This online service provides valuable and timely information about your account that can help you and your Financial Advisor work more closely to reach your financial goals. In this video tutorial I will show how to find Account Number on Merrill Lynch. com If this does not resolve the issue, you can call a Merrill Lynch representative at your plan's toll-free number for assistance. A A Merrill Lynch self-directed, non-interest bearing brokerage account, called a Limited Individual Investor Account (LIIA), was recently opened on your behalf. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp. Contact us by phone or log in to your account to get answers to your questions. Jun 24, 2025 · Find my Kelly Services Inc 401 (k) plan Kelly Services Inc offers KELLY RETIREMENT SAVINGS PLAN through Merrill Lynch. You can leave it with Merrill Lynch, roll it over into an individual retirement account (IRA), roll it over into a new 401 (k), or withdraw the funds (may incur tax penalties). Please call the Merril Lynch Retirement and Benefits Contact Center at 1 866 820 1492". (“MLPF&S” or “Merrill”) that uses a probabilistic approach to determine the likelihood that participants in the program will accumulate sufficient total assets to achieve their annual retirement income goal. Saving and investing for retirement takes time and careful planning. Merrill makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as ”MLPF&S” or “Merrill”) and other subsidiaries of Bank of America Corporation (“BofA Corp”). About Kroger Kroger stands as a dominant force in the American grocery 4 days ago · If you have a 401 (k) plan through Walmart at Merrill Lynch you have a few options. For help with security questions or any other login support help, please contact us at the appropriate number: Merrill Lynch Wealth Management Clients: 1. ). 4 days ago · If you have a 401 (k) plan through Macys at Merrill Lynch you have a few options. The legal name of the Plan is the Walmart 401(k) Plan. Updated on Sept 21, 2025 Benefits OnLine® Retirement and benefit services provided by Merrill Login is currently unavailable, please check back again soon. Their plan covers 3,099 employees. ml. See “Merrill Lynch E-Contribs for Small Business Retirement Accounts” for more information. has sponsored the creation of one or more 401k plans. Signature (sign with new name for name change) Date Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp. 6837 Merrill Edge Self-Directed Clients: 1. Withdrawing funds from your Merrill Lynch individual retirement account is a simple six step process, but there's more to it than just making a request. 653. A: If you don't recognize the text in the User ID box on the login page, you can simply clear it by clicking on the box and using the Backspace or Delete key. . Consolidate your assets and access powerful tools and investment choices at Merrill by rolling over your 401(k) and IRA retirement accounts. ”, is used to report all retirement plan distributions to holders of Merrill BASICTM, SEP, SIMPLE, Retirement Selector Account (RSA) 403(b)(7), and variations of IRA accounts to their beneficiaries. Find tools and resources to maximize your potential as you navigate retirement. Explore our financial planning tools, calculators, and resources to help you stay on track with your financial goals and plan for the future. For More Information On These Changes For more information regarding the changes to the Plan summarized above, please contact Benefits Customer Service at (800) 421-1362, or the Merrill Lynch Customer Service Center at (888) 968-4015. Retirement Education Specialists are available to answer your questions about the transition to retirement. Federal Tax Identification Number: 232748922. S. Updated on Aug 29, 2025 1 of 2 Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”) and other affiliates of Bank of America Corporation (“BofA Corp”). Merrill can help you to create a personalized investing strategy to pursue your goals. Click to Start Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer and a wholly owned subsidiary of Bank of America Corporation. For additional assistance, please contact the HR Help Desk by calling 1-800-267-3313. SAVINGS PLAN through its partnership with Merrill Lynch. 7455) 5 days ago · Find my DuPont 401 (k) plan DuPont offers RETIREMENT SAVINGS PLAN through Merrill Lynch. If you do not see your Personal Security Image after entering your User ID, do NOT type your Password and contact the Merrill Lynch help desk immediately. com Have question about the BLET 401 (k)? New to Merrill? Connect with a Merrill AdvisorBy providing your contact information above, you agree that a representative of Merrill, the Brokerage affiliate of Bank of America Corporation, may contact you via telephone and/or email to discuss and/or offer investment products and services that may be appropriate for you. Use our retirement planning resources to help you move from one life stage to the next. benefits. Address: PENNINGTON, NJ Have a question or need assistance? Here's how to reach us. With our mobile app, you can manage your accounts, scan and send documents, securely transfer money and view balances while you're on the go Brokerage and investment advisory services are provided by wholly owned non-bank affiliates of BofA Corp. Your 8-digit account number is available under “Investment Accounts-Retirement” next to your account name. 4 days ago · If you have a 401 (k) plan through Bank of America at Merrill Lynch and no longer work there, you have a few options. is a USA domiciled entity or foreign entity operating in the USA. Phone contacts and websites for health care plans, insurance, and enrollment questions. The A C H number is (333) + (the employee’s Merrill account number) + (A) + (21 for deductible contributions or 22 for nondeductible contributions) + (999). Business Name: MERRILL LYNCH PRIVATE CLIENT GROUP, EMPLOYER PLAN RETIREMENT SOLUTIONS. 7455) Merrill Lynch Headquarters & Corporate Office Merrill Lynch headquarters is located at 4 World Financial Center, New York, New York 10080-1, phone number 212-449-1000 where you can reach the management team and the head office leading departments. 1786, weekdays from 8 a. : 4 days ago · If you have a 401 (k) plan through Waste Management at Merrill Lynch you have a few options. 4 days ago · If you have a 401 (k) plan through ABM Industries at Merrill Lynch and no longer work there, you have a few options. com or by calling Merrill Lynch customer service center at 888-968-4015. Find helpful resources and support to help manage your Merrill account, including answers to FAQs about transferring funds, opening an account, and investing. Learn more about how this guarantee protects your accounts. Merrill A Bank of America Companyfor the best printing results, change page orientation to landscape At a Glance: Find my Merrill Lynch account number and 401 (k) login You can use Merrill Lynch’s website or mobile apps to access your account number and 401 (k) login Rolling old 401 (k) accounts can help you keep track of retirement funds by consolidating savings into one place. Benefits OnLine® Retirement and benefit services provided by Merrill Login is currently unavailable, please check back again soon. Updated on Sept 15, 2025 Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax, or accounting advice. Planning for retirement is important at all stages of your life. 877. Social Security/Assigned Account Number. Employer Identification Number 13-2740599 MERRILL LYNCH & CO. Merrill Edge offers a wide range of investment products and advice, including brokerage and retirement accounts, online trading, and financial research. Merrill Lynch Wealth Management has the financial advisors and expertise to help you achieve your goals at any stage of your life or career. , including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill"), a dually registered broker-dealer and investment adviser and Member SIPC. Walmart 401 (k) plan is administered by Merrill Lynch. Securitas 401k phone Jan 24, 2024 · The following instructions are for both the Merrill Lynch and Merrill Edge mobile apps: Open the app and log in to your account. This first check may be delayed beyond 2 months if you do not submit all the requested forms and documents to Merrill Lynch. Jun 24, 2025 · If you have a 401 (k) plan through Securitas Security Services at Merrill Lynch you have a few options. Address: NEW YORK, NY This helpful guide goes over the details of withdrawing money from your IRAs and 401(k) retirement accounts, including tax rules to consider. 654. If you open an Individual Retirement Account (IRA) with us, depending on the services you choose, Merrill Lynch, Pierce, Fenner & Smith Incorporated will act in the capacity as an investment advisor or a broker, and our role The Merrill Fraud Prevention Guarantee provides reimbursement for monetary losses that occur in Merrill accounts due to unauthorized account access. The address on your 401k account with Merrill Lynch is updated regularly with your address in Dayforce while you are an active employee. Contact Bank of America and learn how we can help you offer workplace benefits & solutions that reflect the needs of your employees and organization. Merrill Lynch Benefits Online MyPenPay HIPAA Notice Telephone Directory Bank of America: 1-800-615-0319 Tax Form Reprints Products Product Video Chrysler. No affiliate of Bank of America Corporation has reviewed or participated in the creation of the information contained herein. 4732 Retrieve your User ID Retrieve your Password Merrill can help personalize a retirement plan that puts you in control. , Puerto Rico and Canada). Find forms to customize your Merrill Edge accounts. Dec 20, 2023 · Navigating Your Macy's 401 (k) Options If you've left Macy's but have a 401 (k) plan through Merrill Lynch, explore these options: Leave it with Merrill Lynch: Maintain your account with this reputable provider. Accordingly, the options reflected on this section of your statement are not subject to the provisions Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp. The EIN ihas been issued by the IRS Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp. unbin wcncs vmf rmhrr zxrm tza gdu duykok xghnzq tzbgp